LEGAL SERVICES: BANKRUPTCY

DID YOU KNOW? Many working people still qualify for Chapter 7 bankruptcy under the new bankruptcy rules. In fact, a family of four (4) with a gross income of less than $71,124 would probably still qualify. Please call us for a free telephone consultation to see if you might qualify.

DID YOU KNOW? Under certain circumstances you can discharge/eliminate all of your credit card debt in bankruptcy and keep your retirement money and the equity in your home. Before you cash in your retirement account or take money out of your house to pay-off unsecured debt, please call us.

DID YOU KNOW? You may be able to keep your home, even if you are many months behind on the mortgage payments. As long as your home has not been sold at auction there may still be a chance for you to save it. However, time is of the essence. Call us right away.

DID YOU KNOW? Most financial institutions are now working with homeowners who are in financial distress to modify their mortgages. Although you can work with the mortgage company on your own, it is recommended that you hire a law office to help you, especially to review the final written modification agreement. Negotiations with large financial institutions can be very frustrating and time-consuming. An attorney can make the process easier and fees for these services start as low as $750.00.

Todd W. Henry, Esquire, represents persons who need to file for bankruptcy under Chapters 7 or 13 and who live in the Middle District of Florida, Jacksonville Division, which consists of the following 16 counties:

We are now offering free telephone conversations with an attorney prior to setting an appointment with our office. This telephone conversation will typically last 5-10 minutes and is for the primary purpose of determining whether bankruptcy may or may not be a realistic option for you. For example, there are certain "residency" requirements that must be met in order for you to file in this district.

Also, if you have filed bankruptcy in the past there are certain "waiting periods" before you are allowed to file again under current law. These and other requirements will be discussed during your free phone conference with the attorney.

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To make an appointment to learn your rights and discuss your options, please call us at: (904) 264-6776. To request that our office contact you to schedule an appointment CLICK HERE.